Money Management/Spending Smartly is a five session, two hours each day, self-study course program designed to help people get control over their finances. In addition to information and worksheets, each lesson has a set of "Action Steps" to help you apply what you learn to your own management situation. If you have questions about the course or need additional assistance, please contact Melanie Hart at Greene County OSU Extension, 937-372-9971 (ext.112).
Lesson 3: Credit and Debit